Enjoy Multiple Educational & Informational Insurance Articles

At our agency, we're always looking for insurance carriers that bring value, stability, and competitive underwriting options to our Medicare clients. That's why we're excited to announce that as of July 13, we now offer Medicare Supplement plans from Lumos Insurance (a carrier with a long history and a fresh new identity). While the Lumos name may be new to many consumers, the company behind it has been serving insurance customers for decades. A New Name Built on a Strong Fou

One of the most common things we hear from people considering life insurance is, "I'd like to have it, but it's probably too expensive." It's an understandable concern. Most people haven't shopped for life insurance recently, and many aren't sure how much coverage they need or what their options are. The surprising reality is that cost is often not the obstacle people think it is. According to the 2024 Insurance Barometer Study from LIMRA and Life Happens, the number one reas

Health coverage can protect older adults from major medical bills, but it does not eliminate costs. Recent federal data show that out-of-pocket health spending in the United States has continued to rise, and older adults still face meaningful expenses through premiums, deductibles, copays, coinsurance, and services Medicare may not fully cover. For seniors living on a fixed income, those costs can put real pressure on monthly budgets. That is why a regular health insurance re